Rates
Interest Rates - August 21, 2008
Featured Products
CWCU Investment Loans
Come in and see one of our lending professionals today for details and rates.
1 YEAR TERM WEALTH BUILDER and RRSP/RRIF
Term Deposit (NR) 3.25%
RRSP/RRIF (NR) 3.40%
3 YEAR TERM WEALTH BUILDER and RRSP/RRIF, RESP
Term Deposit (NR) 4.05%
RRSP/RRIF 4.20%
RESP 4.05%
5 YEAR TERM WEALTH BUILDER and RRSP/RRIF
Term Deposit (NR) 4.10%
RRSP/RRIF (NR) 4.25%
"ADVANTAGE Mortgage"
| Advantage Mortgage | 3 Year | 5.25 |
"PRIME LINKED Redeemable Investments"
| $5,000 - 99,999 | TERM 2.40 |
RRSP/RRIF 2.40 |
| $100,000 - $249,999 | 2.65 | 2.65 |
| $250,000 - $499,999 | 2.90 | 2.90 |
| $500,000 - $999,999 | 3.00 | 3.00 |
| $1,000,000+ | 3.15 | 3.15 |
See our staff for details
Savings Builder Term 2.25%
Short Term Wealth Builder Deposit
| Days invested | 30-59 | 60-89 | 90-119 | 120-149 | 150-179 | 180-269 | 270-364 |
| NR | 1.850 | 1.850 | 1.900 | 1.900 | 1.900 | 1.900 | 1.900 |
Long Term Wealth Builder Deposit
| Years invested | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | 6 Year | 7 Year |
| NR | 3.250 | 3.850 | 4.050 | 4.050 | 4.100 | 4.150 | 4.200 |
Rate Riser Term Deposit
(5 Year Redeemable)
1 Yr. 2.75% 2 Yr. 3.35% 3 Yr. 3.55% 4 Yr. 3.55% 5 Yr. 6.60%
Effective Rate: 3.951%
Rate Riser cashable on anniversary.
RRSP & RRIF
| Variable (RRSP & RRIF) | 1.250 |
| Fixed | |
| 1 Year non redeemable | 3.400 |
| 2 Year non redeemable | 4.000 |
| 3 Year non redeemable | 4.200 |
| 4 Year non redeemable | 4.200 |
| 5 Year non redeemable | 4.250 |
| 6 Year non redeemable | 4.300 |
| 7 Year non redeemable | 4.350 |
Rate Riser RRSP/RRIF
(5 Year Redeemable)
1 Yr. 2.90% 2 Yr. 3.50% 3 Yr. 3.70% 4 Yr. 3.70% 5 Yr. 6.75%
Effective Rate: 4.101%
Rate Riser cashable on anniversary.
RESP
| 1 Year non redeemable | 3.250 |
| 2 Year non redeemable | 3.850 |
| 3 Year non redeemable | 4.050 |
| 4 Year non redeemable | 4.050 |
| 5 Year non redeemable | 4.100 |
| 6 Year non redeemable | 4.150 |
| 7 Year non redeemable | 4.200 |
| Variable Balance | Rate |
| up to $500 $501 to $1500 $1501 and over |
0.500 |
RRSP Equity Linked Products
| Product | Closing Value August 20, 2008 |
Issue Date |
Issue Value |
Expiry Date |
| Performance Canada |
798.81 | March 7/08 | 780.10 | Feb.24/11 |
| Performance Alberta Global |
101.31 | March 7/08 | 100.00 | Feb.26/13 |
| Performance Canada |
798.81 | March 8/07 | 745.39 | Feb.26/10 |
| Performance West |
105.33 | March 8/07 | 100.00 | Feb.27/12 |
| Performance Commodity |
140.02 | March 6/06 | 100.00 | Feb.26/11 |
| Performance Canada |
798.81 | March 6/06 | 670.86 | Feb.25/09 |
| Spring Performance Canada |
798.81 | July 5/04 | 469.28 | June30/09 |
| Performance Dow Jones SWB |
125.70 | March10/04 | 100.00 | Feb.27/09 |
| Performance Centennial |
137.76 | March10/05 | 100.00 | Feb.26/10 |
Deposit Accounts
| Participatory savings interest declared for month of August, 2008 |
1.00 |
| Investment savings On the first $4,999 On the next $55,000 On the balance over $59,999 |
Tiered, calculated monthly 1.50 2.35 2.50 |
| Select savings | 0.25 |
| U.S. dollar savings | 1.00 |
| Property tax | 0.25 |
| NISA accounts – Variable rate $25,000 and over | 1.50 |
Chequing Accounts
| Advantage 20, Advantage 50, Senior, Infinity Advantage, Scholar & Lifesaver |
Tiered, calculated daily |
| On the first $999 | 0.25 |
| On the next $4,000 | 0.50 |
| On the next $20,000 | 1.50 |
| On the balance over $24,999 | 2.00 |
| US Dollar Chequing Accounts | 1.00 |
| Business accounts including organizations Business advantage (Community advantage: same rates) |
Calculated daily |
| $0 - $4,999 | 0.000 |
| $5,000 - $24,999 | 0.500 |
| $25,000 - $49,999 | 0.900 |
| $50,000 + | 1.150 |
Residential Mortgages
| Classic Mortgage |
Cash Back Mortgage S/A Rate |
Advantage Mortgage S/A Rate |
|
| 6 Month open | 8.150 | n/a | n/a |
| 1 Year open | 8.500 | n/a | n/a |
| 1 Year closed | 6.350 | n/a | 5.750 |
| 2 Year closed | 6.350 | n/a | 5.250 |
| 3 Year closed | 6.350 | 6.350 | 5.250 |
| 4 Year closed | 6.690 | 6.690 | 5.620 |
| 5 Year closed | 6.850 | 6.850 | 5.780 |
| 7 Year closed | 7.300 | 7.300 | 5.840 |
* Interest rates quoted are semi-annual not in advance
* Flexible prepayment options
CU Credit Mastercard No Fee Credit Card
| Annual rate | 19.99% |
CU Credit Mastercard Credit Card
Student, Business & Platinum, Gold & Low Fee Rate
| Annual Rate | 19.49% |
Prime Rate
| Canadian |
April 23, 2008 4.75% |
| U.S. |
May 1, 2008 5.00% |
EXCHANGE RATES - August 21, 2008
| Rate type | |||
|
Member |
Member BUYS US from CWCU |
||
| USA | Cash | 1.0365 | 1.0695 |
| Cheque | 1.0415 | 1.0645 |
Over $50,000.00
Please contact our staff for details.
