Agriculture
First Rate Products for Farms & Ranches
Our Agriculture Team Specialists know that our farmers and ranchers work hard in a competitive industry. We offer a diverse range of agriculture products and services to meet the growing needs of our farming families.
Farm Term Loans & Mortgages
Funding assistance at competitive rates is provided for a variety of needs such as:
- Livestock
- Machinery
- Farm Improvements
- Land acquisitions
Operating Lines
Our Operating Line of Credit and Authorized Overdraft products are designed to meet your short-term needs for operating funds such as feed, seed or supplies. The length of the term and security requirements are customized to each farmer’s operation.
Preferred rates and conditions for both Terms Loans and Operating Loans may also be available through government guarantee programs such as the Farm Improvement Marketing Co-operatives Loans Act (FIMCLA) and Alberta Financial Services Corporation.
Pre-Approved Lines of Credit
For qualifying members, a special line of credit for a pre-approved amount can be set up for an anticipated usage rather than a specific purchase today. Once you have used a portion, or the entire amount of the loan, receipts must be provided regarding the specifics of the purchase. For more information on special terms and conditions please speak with your Common Wealth Agriculture representative.
Farm Plan Analysis
Using our farm plan analysis, we can conduct a detailed analysis of your operation. Cash flow projections and financial ratio analysis will prove to be invaluable tools in fitting you with the best financial services possible.
